Tuesday, February 14, 2012

Costa Rica: ATV Accident Underlines Importance of Int'l Medical Coverage

A US couple, Ron and Elissa Merritt, visited Costa Rica last week to celebrate their wedding anniversary, and suffered an all-terrain vehicle (ATV) accident that has left the couple unable to pay the extensive medical expenses Mrs. Merritt sustained.

When the accident occurred, Merritt, riding a separate ATV, rolled her vehicle and fell some distance down a ravine, breaking both arms, a leg and sustaining other non-life-threatening injuries. Fortunately, she was wearing a helmet, otherwise her injuries might well have been more pronounced.

COMMENT: As a result of the accident, hospital bills and the cost-prohibitive expenses to transport Mrs. Merritt back to the US where she can recover, the family is soliciting donations that can be made to the Elissa Merritt Benefit Trust, Wells Fargo Bank, account 3728192075.

Without being critical, but in the hope of helping other foreign travelers avoid the plight that the Merritts' find themselves in, as I have in the past, it is imperative that ALL foreign travelers subscribe to international medical treatment and evacuation coverage BEFORE they leave on their trip in the event they are injured while abroad, knowing that most foreign hospitals to do not honor home-based medical plans and demand payment in cash.

Medical evacuation alone can easily reach US$30,000-100,000, depending on where the injury occurs.

As in the past, I have encouraged our readers to ask me for a list of such underwriters, which I'm happy to provide at no cost. Just email me at: ed@sbrisksolutions.com.

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